Available only through authorized contractors & dealers
Benefits
No payments and no interest on approved credit
100% unsecured financing up to $45,000 on approved credit*
A quick, easy, and safe toll-free loan-by-phone application process
A fast credit decision in about 10 minutes
No paperwork
Peace of mind because you provide your personal financial information directly to the bank and not to your contractor or online
No application fee, no closing costs and no prepayment penalties
Available only through authorized contractors & dealers
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*EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 15 to 138 months. 16.46% fixed APR, effective as of May 1, 2011, is subject to change. Interest waived if repaid before loan due date.